Forum Rules
Registration: When registering please use your business email. Personal email will not be accepted. Users must be employed in the residential mortgage lending industry. The New England Mortgage Bankers Forum - Forum FKA is specifically for the benefit of professionals in the residential mortgage lending industry. Our community has been and will continue to implement large-scale regulatory changes through 2020. This forum allows us to ask questions, provide answers, have discussions and support each other throughout the process. Your adherence to the following guidelines will make all of our experiences a good one! 1. Use a descriptive title for your question and post it in the most appropriate forum you see, on the other hand, feel free to respond to a question if you are confident of the answer (and be honest if you are not sure 100%). 2. Remember that the written word often falls short of conveying a complete message. It omits tone of voice, body language and facial expression. Make use of the emoticons (smiley faces) and think carefully about what you say. Also, be careful about "reading between the lines" in someone else's posts. Don't assume the other person's attitude or state of mind from the words themselves. 3. When you get a helpful response, remember someone you don't know just did you a favor. There are a few participants whose questions some respondents go out of their way to answer because they always say, "Thank you.”. 4. Practice the golden rule. Treat others as you would have them treat you -- respectfully and kindly. 5. If a question that you asked doesn't get answered within a reasonable time, post a "bump" reply to your own question to bring it back to the top of the list of threads. You may catch the eye of someone who missed your post the first time. (This is done by using the quote or quick quote in your reply) 6. There is a broad range of experience among the users of the threads, but all are encouraged to contribute. Please keep this in mind when you are posting a question or a response. There are no "dumb" questions and we want to encourage everyone to participate. 7. Don't post the same question in multiple places unless it isn't answered within a reasonable time. 8. Don't ask l o n g drawn-out questions or ask several questions in the same post. You'll get better results if you keep your questions short, and ask them one at a time. 9. Attempt to search for a previous thread that answers your question before posting a new thread. 10. Don't ask for, or expect, legal research and advice. Most posters are laypersons, and your question or concern may require professional attention. This site is not legal advice. It is just a community of laypeople exchanging information.
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